Should I negotiate with the lender myself?

If you are only a payment or two behind and your lender has not hired an attorney to begin foreclosure proceedings you may be able to negotiate a work out agreement yourself. If you are successful then you have saved yourself some funds that can be used to get caught up on your mortgage. Just remember, don’t waste a lot of time on this. Time is not on your side right now. If you don’t have something worked out within 1-2 weeks, then it’s obvious that your lender is not serious about working things out with you directly. When you get to that point you will be better served by professional representation that can use the formal business and legal protocols to your advantage. We deliver the critical information and professional representation that you need to get the best possible work out agreement with your lender.

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Distressed Mortgage Solutions, And Its Independent Agents, Are Not Attorneys Or A Law Firm And Not A Substitute For The Advice Of An Attorney. Distressed Mortgage Solutions Does Not Engage In The Practice Of Law, Loan Modification, Short Sale Or Foreclosure Defense. The Company Is Compliant With The Federal M.a.r.s. Act, In That, The Services Offered To Homeowners Is A Securitization - Forensic Mortgage Audit Provided To Consumers As Related To The Mortgage Loan. Consumers Are Encouraged To Seek The Advice Of A Qualified Lawyer Or Law Firm On Legal Matters Related To Forensic Audit Errors And/or Violations, Loan Modification, Foreclosure Defense, Property Sale Dates And Related Legal Matters. At The Request Of Consumers, Distressed Mortgage Solutions May Refer And/or Recommend The Client To A Qualified Attorney Or Law Firm For Further Evaluation Of Their Specific Mortgage-related Legal Matters.